# Borrow

## Steps to Borrow

1. **Connect Your Wallet**\
   Access **sendit.fun** and connect your wallet.
2. **Deposit Collateral**\
   Choose the token you want to use as collateral and deposit it. The system checks its **Loan-to-Value (LTV)** ratio to ensure it qualifies.
3. **Select the Asset to Borrow**\
   Pick the asset you want to borrow (e.g., SOL) and enter the amount. The protocol ensures you stay within safe borrowing limits based on your deposited collateral.
4. **Monitor Your Risk**\
   Keep track of your **Health Factor** and **Liquidation Price** in the dashboard. Add collateral or repay debt when needed to maintain a safe buffer.
5. **Repay Your Loan**\
   Repay the borrowed amount (plus accrued interest) at any time to unlock your collateral. Partial repayments are supported.

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### Important Information

* **Health Factor**: If it drops too low, your position risks liquidation.
* **Collateral Value**: Borrow limits depend on collateral type and market conditions.
* **Repayment Flexibility**: You can repay fully or partially, depending on wallet balance.

{% content-ref url="/pages/1zrN8GgW48zOMVZVTnON" %}
[Open a loan](/getting-started/tutorials/borrow/open-a-loan.md)
{% endcontent-ref %}


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