# Risks

**Sendit** is a permissionless protocol that enables the creation of money markets for any SPL token to be used as collateral. As with any smart contract platform, interacting with Sendit involves certain risks, some inherent to the underlying technology of the platform, and others resulting from external dependencies. Generally, Sendit carries a higher overall risk compared to more established lending platforms given the intrinsic risk of long-tail assets.

In the following we outline the most prominent risks associated with using the Sendit protocol and details the best practices we employ to minimize and mitigate them wherever possible.

It is important to emphasize that Sendit is a neutral infrastructure platform. We do not curate or restrict the creation of markets, nor do we impose limitations on oracle selection. Any user can freely deploy a market for any token utilizing available Pyth or Switchboard oracles.

{% hint style="info" %}
By using Sendit, every user confirms that they have personally verified the oracle data and understand that they are acting entirely at their own risk.
The platform assumes no responsibility for the accuracy of oracle information or any outcomes resulting from its use. Using a market with a malicious oracle may results in a total loss of deposited funds.  
{% endhint %}


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